🏡 Topic 1: Falling Mortgage Rates = Opportunity for Buyers

When Lower Rates Open Doors – How to Use This Market to Your Advantage

These days, virtually everyone is watching mortgage rates like hawks. After a stretch of elevated borrowing costs, we’re seeing a gentle slide downward—and that’s good news for buyers. In August, pending home sales increased 4.0% month-over-month, showing that more people are getting back in the game. National Association of REALTORS®+1

What this means for you:

• Your purchasing power improves. A lower rate can move you from “just looking” into “seriously considering.”

• Sellers are more open to negotiation. The rising tide lifts some boats—and when buyers become more active, sellers often adjust to stay competitive.

• You get to lock in a long-term asset. Real estate offers stability that doesn’t exist in volatile markets.

Tips to make move now:

1. Get preapproved today—don’t wait and risk missing the moment.

2. Watch for homes that have been on the market awhile; those sellers may be more flexible.

3. Stay local. Every neighborhood moves differently—getting insight from someone on the ground (that’s me) gives you a leg up.

This shift in rates isn’t just news—it’s a chance. Let’s talk if you’re ready to explore what your buying power looks like now.